Who needs insurance advice (also known as risk advice) and when?

When people get older and build up assets and belongings, their financial obligations and their living costs climb, which means people are reliant on their job to provide the money to fund these items. This is also when insurance becomes essential.

Particularly, in these situations:

• Marriage or divorce
• The purchase of a home or rental property
• When borrowing for investment
• When starting a family
• When levels of debt rise
• When changing jobs or experiencing a salary increase
• When selling or starting a business
• When planning for retirement