Budget and Saving Plans

What will a budget do?

It identifies extra money that you can then use to reach your goals in life. It also pinpoints areas where you're over-spending which is hindering you from reaching those goals. It's also excellent for increasing your understanding of your money and the power you have over it. Read more...

Asset Protection

Insurance: is it sill relevant to you?

Once we pass the age of 55, it's still important to consider our loved ones who are dependent on us. It's particulary important for people who haven't yet payed off their mortgage, or who have other forms of debt. Insurance is particularly important at this time in our lives becuase it's the time when we are keen to enjoy retirement so any accident or illness can potentially ruin those retirement plans. Read more...

Aged Pension

Who can receive it?

You can receive an age pension if you are male and over 65 or if you are a woman over a certain qualifying age. You also need to fit in with certain residence requirements and your income and assets test needs to be below a certain figure. Read more...